^Heath Golf & Yacht Estates is offered K. Hovnanian DFW Heath Golf and Yacht Club, LLC. Offer applies to new contracts written on select homesites at Heath Golf & Yacht Estates. Home must close by 8/31/25 to qualify. The list price for certain homes may already reflect a base sales price reduction and/or may be subject to prior sale. Not available on all homes or in all communities or states. Incentives, special interest rate financing options, builder options, upgrades, and/or closing costs will vary by home, homesite, and community. Offer subject to change without notice. Restrictions apply. Subject to final contract terms. Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Permission granted by Heath Golf & Yacht Club. Offer only applies select Health Golf & Yacht Estates homesites. "Promotion Period" is from 12:00 a.m. PT on 4/15/25 through 11:59pm PT 8/31/25, or until all Heath Golf & Yacht Club memberships have been claimed. To enter to receive a one-year Heath Golf & Yacht Club membership with your membership fee waived for that first year, you must purchase one of the eligible Heath Golf & Yacht Estates homesites during the Promotion Period. Limited to one membership per homebuyer. Eligible homebuyers will be selected by Heath Golf & Yacht Club during the Promotion Period upon review after they submit their membership application. Heath Golf & Yacht Club has the sole discretion to accept or decline potential members’ applications. This promotion is only available upon the approval of an application for membership submission to Heath Golf & Yacht Club. Membership approval is not guaranteed and applicants must meet Heath Golf & Yacht Club’s minimum requirements to be approved for membership. For questions regarding the application approval process, please contact Heath Golf & Yacht Club. Eligible members will each receive a one-year Heath Golf & Yacht Club membership with their membership fee waived for that first year. Annual initial fee is included in the first year of membership. Total approx. value of one Heath Golf & Yacht Club membership is $22,500. Odds of membership approval depend on number of eligible applicants. Taxes, monthly fees, and additional costs, if any, are the responsibility of the prospective member. No membership substitutions permitted. Cannot be combined with other offers and may be applied to financing incentives, upgrades, options, closing costs and/or home price reductions. See a sales consultant for full details. Equal housing opportunity.

Prices, availability, and specifications may change without notice. Lot and view premiums may apply, and availability is not guaranteed. This site makes use of licensed stock photography, artist renderings and may use artificial intelligence. Some photography and artist renderings may be used for illustrative purposes and contain structural options, furnishings or designer features that are not included as standard. Certain materials may be discontinued or substituted. Room dimensions may vary.  Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades. Amenity offerings may vary by community. Financial incentives including but not limited to rate buy downs, builder forward commitments (BFCs), special fixed interest rates and flex cash offerings are limited and may be discontinued without prior notice.  Please speak with a community Sales Consultant for details.

*See khov.com for full details. For new contracts written between 4/3/25 and 5/30/25 and closed by 6/30/25.  Seller will pay buydown for the first two years of the loan, which will temporarily reduce the monthly payment thereby lowering the effective interest rate  for the first two years of an owner-occupied, 20% down payment, 30-year fixed conventional loan. Example: 5.5% (5.584% APR) 30 Year Fixed Rate Conventional mortgage, sales price of $475,000, and loan amount of $380,000. Year 1: 3.5% (5.584% APR), Year 2: 4.5% (5.584% APR), Years 3-30: 5.5% (5.584% APR).  Sales price used for comparative purposes is an estimated sales price and not associated with a specific home or location. Example is for illustrative purposes only; interest rates are subject to market conditions. This offer may change, or program may be cancelled without prior notice. For information about market rate trends, visit https://www2.optimalblue.com/obmmi/. Optimal Blue, LLC is and shall remain the exclusive owner, all rights reserved.  Seller is not a lender. Buyer is not required to finance through  K. Hovnanian American Mortgage, L.L.C. (“KHAM”) to purchase a home, however, financing through KHAM is required to receive the buydown incentive.  Offer subject to all RESPA guidelines. Buyer is subject to credit and underwriting qualifications, and investor program guidelines. Not all borrowers will qualify. This is not a commitment to lend. Subject to final contract terms, see Sales Consultants for details. K. Hovnanian's Four Seasons communities are intended to provide housing primarily for residents 55 years of age or older. Additional restrictions, including limitations on the ages of additional permanent and temporary residents of a home, may apply. All K. Hovnanian's Four Seasons communities shall be operated as age-restricted communities in compliance with all applicable local, state and federal laws. Limited exceptions for residents 50 years of age or older may apply.  Subject to final contract terms, see Sales Consultant for details.  K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. ©2025 K. Hovnanian Arizona New GC, LLC; ROC 188563. ©2025 K. Hovnanian Arizona New GC, LLC; ROC 277023. Licensed by California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Lic. #4130532. Licensed by Delaware Office of the State Bank Commissioner to engage in business in this State. Lic. #7864 Expiration 12/31/2025. Licensed by Florida Office of Financial Regulation. Licensed by the Georgia Department of Banking and Finance #22272. Licensed by the Maryland Office of the Commissioner of Financial Regulation. Licensed by New Jersey Department of Banking and Insurance. Licensed by Ohio Division of Finan­cial Institutions. Lic. RM.850228.000. Licensed by the Pennsylvania Department of Banking and Securities. Licensed by South Carolina Board of Financial Institutions. Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Licensed by Virginia State Corporation Commission, Bureau of Financial Institutions Lic.#MC-2661. Licensed by the District of Columbia Department of Insurance, Securities and Banking. Licensed by the West Virginia Division of Financial Institutions. For licensing information, go to www.nmls­consumeraccess.org. Equal Housing Opportunity.